Elite PT is an approved Medicare provider and can bill Medicare and Medicare supplemental insurances. For all other commercial insurances Elite PT is considered an out of network provider. This allows us to deliver the highest possible level of care to our clients without being restricted by insurance rules that often limit the quality of care. Depending on your plan/benefits/deductible, your care may be covered or reimbursable by your health care plan. Please contact us for more information. Elite PT + Recovery can accept AUTO PIP insurance.